For Mobile Deposit Only

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  1. Deposit your check through the PNC Mobile app 1, at a PNC DepositEasy­ ATM 4 or with a teller. Choose standard funds availability or PNC Express Funds. Acknowledge fee if using PNC Express Funds. Use your money for withdrawals and purchases immediately 5.
  2. Your bank can cap how much you can deposit. Banks will typically place a limit on the dollar amount.
  • Can I view a copy of my check after it has been deposited?

    Yes, select “View mobile deposit history” to view the front and back of a check image that was submitted within the last 30 days. If you need to see a check image that is outside of the 30 days, please contact Member Services at 1-800-645-4728.

  • What are the deposit limits?

    $15,000.00 limit per deposit with a $15,000.00 limit per day.

  • Do I need to endorse the check I am depositing?

    Yes. You must endorse your check as follows: 'For Mobile Deposit Only' and your signature.

  • When will the funds be deposited and available within my account?

    Funds will be deposited into your account within two (2) business days and will follow GSCU's regular funds availability schedule. Please refer to our Funds Availability Disclosure.

  • What types of check deposits are NOT accepted through Mobile Deposit?

    1) Any item that is stamped with a 'non-negotiable' watermark.
    2) Any item that contains evidence of alteration to the information on the check.
    3) Any item issued by a financial institution in a foreign country.
    4) Any item that is incomplete.
    5) Any item that is 'stale dated'* or 'post dated'**.
    6) Savings Bonds.
    7) Third party checks***.
    *Stale dated checks are defined as any check that is being negotiated more than six months after the date on the check.
    **Post dated checks are defined as any check that is deposited before the date on the check.
    ***Third party checks are defined as checks that have been transferred by the original payee to a third party by means of an endorsement.

  • Will I be notified if my check is not accepted or if it is rejected?

    Yes, our eServices department will notify you via email.

    If your check is rejected you can visit any one of our convenient locations to deposit the check. You can also mail your deposit to:

    Granite State Credit Union
    PO Box 6420
    Manchester, NH 03108

  • What is Mobile Deposit?

    Mobile Deposit allows members to deposit checks utilizing their smartphone or tablet devices. You can deposit money in all of your GSCU share accounts.

  • Who do I contact if I encounter an issue?

    Please contact a Member Services Representative at 1-800-645-4728 or send an email to eservices@gscu.org.

  • What do I do with the physical check once it has been deposited?

    The physical check should be retained in a secure location for a period of ninety (90) days. After this period expires you can destroy the check.

ExcelMark for Mobile Deposit ONLY Custom Rubber Stamp – 3 Lines – Bank Deposit Stamp (A1848) 4.7 out of 5 stars 62. ExcelMark Self-Inking Bank Deposit Rubber Stamp - for Mobile Deposit at - Red. Mobile Deposit - with Date and Acct. Blue Self Ink Stock Stamp 14mm x 38mm. Navy Federal’s Mobile Deposit service is offered through our Mobile Banking. app, which requires you to provide a unique username and password each time you log in. Each item to deposit must be endorsed with the signature of the payee and “For eDeposit Only at NFCU.”.

While paper checks aren’t as common as they once were, it’s likely you still receive one occasionally, whether it’s a rebate from a product you purchased or a holiday gift from a relative.

However common or rare these instances are for you, PSECU’s free mobile deposit feature makes it easier than ever to deposit checks anytime, anywhere using the PSECU Mobile App.

For Mobile Deposit Only

When you use PSECU’s Mobile App, there’s no need to run to an ATM or branch to deposit a check. You can deposit single checks directly to your checking account in a few simple steps by snapping a photo of the front and back of the check with your device. Access to these funds are subject to our Funds Availability Policy.

For Mobile Deposit Only Reg Cc

Get Started Using Mobile Deposit

Ready to get started? Follow the simple steps below:

  • Open the PSECU Mobile App and select Deposits from the dashboard, then follow the prompts on the screen.
  • The app will automatically populate the To section to have the funds sent to your Checking share. After you’ve made the deposit, you can transfer the funds to a different share.
  • In the Front of Check and Back of Check sections, tap on Take Photo and follow the instructions.
  • The app will read the check and automatically fill in the Amount section. Verify that the correct information has been populated here.
  • When all information on this page has been completed, tap the Confirm Deposit button. You’ll be taken to a confirmation screen that gives you a reference number for the transaction. If your deposit is being held for verification purposes, that information will be displayed here, as well.

Note that you can also access mobile deposit in your Checking share by tapping Mobile Deposit.

Tips for a Successful Mobile Deposit

The first time you use the mobile deposit feature, instructions will pop up after you’ve hit the Take Photo buttons when capturing the front and back of the check. Follow the tips shown here for a successful mobile deposit.

  • Front of check
    • Place check on a well-lit, solid-colored surface.
    • Only deposit checks payable to you or PSECU.
    • Verify that the numerical and written amounts match.
    • Make sure the check is signed and dated.
    • Align the check with the sample check shown in the viewfinder.
  • Back of check
    • Sign your name in the endorse here section.
    • Print the words “For Mobile Deposit Only” underneath your name.
    • Align the check with the sample check shown in the viewfinder.

For Mobile Deposit Only Rubber Stamp

Once you’ve reviewed the on-screen instructions, you can choose to have them hidden in the future by selecting Do Not Show This Again, or you can leave this option unselected so that the instructions appear each time you make a deposit.

For both the front and back of the check, a sample image will appear in the viewfinder to help you line up your check so that it can be easily read by the app.

For Mobile Deposit Only Endorsement

After You’ve Made Your Mobile Deposit

Once your mobile deposit is complete, the confirmation screen will display the deposit reference number. Record this number on the back of your check. This will help identify the transaction if you need to call or chat with one of our agents for support.

After your deposit, retain the check in a secure location for a minimum of 30 days and then shred it. Do not deposit this check using any other deposit method.

Frequently Asked Questions

  • Can everyone use mobile deposit?
    • There are some restrictions for mobile deposit usage. To check your eligibility, visit the Mobile Solutions page in online banking.
  • Are there limits on the amount or number of mobile deposits I can make?
    • Your deposit limit will display as the “Deposit Amount” after tapping Mobile Deposit.
    • There is no limit on the number of checks a member can deposit per day.
  • What if I have a check for more than my deposit limit?
    • You can call us and ask to be transferred to our Mobile Deposit unit for requests to have deposit limits adjusted.
  • What should I do with the check once I submit it through mobile deposit?
    • Record the deposit reference number on the back of the check. Retain the check in a secure location for a minimum of 30 days and then shred it. Do not redeposit this check using any other deposit method.
Deposit
  • Why is my mobile deposit being held for review?
    • Deposits could be held for various reasons. Here are some of the most common issues:
      • The endorsement on the back of the check doesn’t include the verbiage “for mobile deposit only.”
      • The endorsement on the back of the check is unable to read the verbiage “for mobile deposit only.”
      • The check image could be blurry or unclear when the deposit image is captured.
      • The MICR line (numbers across the bottom of the check) couldn’t be read.
  • What happens if my deposit is held for review?
    • This means the application was unable to process the deposit image automatically, and your deposit will require manual review by our agents. You’ll receive email notification once the deposit has been accepted. If the deposit is rejected, the reason will be included in the email notification.

For more tips on using our digital services, visit our blog.

For Mobile Deposit Only Regulation

Updated January 14, 2021